Medicare Supplement Insurance

Medicare Supplement Insurance Plans

Since Medicare alone isn’t designed to pay for everything, Medicare Supplement plans are designed to pay for things that Medicare approves, but doesn’t completely pay for. Supplement plans have more coverage than Advantage plans.

Medicare Part D (prescription drug plans) is designed to help manage drug costs. They are sold separately from the supplement plans.

A Medicare supplement insurance policy, also known as a Medigap policy, helps pay your share (coinsurance, copayments or deductibles) of the costs of Medicare-covered services. Some Medicare supplement policies cover certain costs not covered by Original Medicare Parts A and B.

Companies Offer the Same Basic Benefits

Medicare supplement insurance companies can only sell you a standardized Medicare supplement policy identified by letters A through N. Each standardized Medicare supplement insurance policy must offer the same basic benefits, no matter which insurance company sells it. Cost and customer service are usually the only difference between Medicare supplement policies sold by different insurance companies.

When Can I Apply for Medicare Supplement Insurance Plan?

You can apply for a Medicare supplement insurance policy just about any time you’re eligible for Medicare and enrolled in Medicare part B, including when:

  • You’re in your open enrollment period
  • You’re past your open enrollment period as long as you don’t have other coverage
  • You want a Medicare supplement plan with a lower premium
  • You leave your Medicare Advantage/Private Fee for Service plan
  • Your employer discontinues its group retiree health coverage

MEDICARE ADVANTAGE PLAN PART C

  • Includes all benefits and services covered upper Part A and Part B
  • Run by Medicare-approved private insurance companies
  • Usually includes Medicare Prescription Drug Coverage (Part D) as part of the plan
  • May include extra benefits and services for an extra cost

What are my Medicare coverage choices?

There are 2 main ways to get your Medicare coverage-Original Medicare or a Medicare Advantage Plan. Use these steps to help you decide which way to get your coverage.

Medicare coverage choices More Information Here!

We assist you with informative, specific, understandable information that applies to your situation.

Get a FREE Medicare Supplement Insurance Plan Quote today!

Get a FREE Medicare Supplement Insurance Plan Quote today.
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