Group Health Insurance

Group Health Insurance

Attracting high-level employees is often challenging and difficult, especially for smaller companies.

It is imperative that a company compiles an attractive employee benefits package in order to attract the caliber of employees your business deserves.  

Offering a comprehensive group benefits package – whether Voluntary or Employer Partially Paid - can assist in recruiting and retaining key employees.

Group Health Insurance, Arizona, Texas

What is the cost to your business for Recruiting vs. Retaining key employees?

Pacific Reserve Inc can help you put together an attractive, comprehensive and competitive benefits package to attract those team members with to bring in to grow your business.

Are you a small group with between 2 and 500 employees?

We specialize in offering group health insurance to employers with 2 to 500 employees. Interestingly, different insurance companies specialize in certain size groups and these insurance companies are exceptionally competitive within their group size specialty.

As added features, we provide:

  • Thorough market search of all insurance carriers to find best value for your dollar.
  • Employee education: How to use medical and dental insurance to avoid surprise claim expenses.
  • On site employee education.
  • HR assistance on claims, billing and enrollment, reducing the load for HR administrators.
  • Assistance with 401K / FMLA / ACA Reporting and other government filings.
  • We Answer our own phones!

Did You Know:

  • EE benefit plans can be changed at any time of year without penalty? This allows employers and employees relief from the Holiday Fray of benefit plans so everyone has time to enjoy The Holidays with peace of mind.
  • Mid Year benefit renewals can adjust to your fiscal year?
  • “Any Time” benefit renewals take place with full carry over credit for all claims against deductibles? And - by law, all pre-existing conditions must be covered?
  • No need to wait for a January renewal?
  • Many carriers offer Premium Refunds?
  • Your company may qualify for an Az State Credit for premiums?


By assisting with claims and enrollment/billing matters, we are on top of the market pulse and our 30+ yrs of experience allows us to remain on top of the market, providing access to all products and services required by employers to remain current with filings and ancillary benefits available from dental/life/disability insurance to 401K’s and the latest information on regulatory changes.

Remember = Our goal is earning your business and developing long term customer relationships.

Get a FREE Group Health Insurance Quote today!

Get a FREE Group Health Insurance Quote today.
Blue Cross Blue Shield of Arizona
Health Net
United Healthcare

Our Senior Business Insurance Licensed Brokers

Hours: Mon–Fri  8am-4pm

Cheryl Bell - Licensed Business Insurance Broker

Cheryl Bell

31 years experience!

Kristen Vassar - Licensed Business Insurance Broker

Kristen Vassar

24 years experience!

Ann Bruce - Licensed Business Insurance Broker

Ann Bruce

21 years experience!

We work for YOU, not the insurance company! We strive to provide you with exceptional broker service.  We are experts at sourcing cost saving solutions for our clients.

We Reduce Your Premiums!

We can save you money on your business insurance. Click the button above for our client testimonials about how they saved $$ with Pacific Reserve!

Serving all of Arizona!

  • Bullhead City
  • Carefree
  • Flagstaff
  • Glendale
  • Globe
  • Goodyear
  • Jerome
  • Kingman
  • Mesa
  • Payson
  • Peoria
  • Phoenix
  • Prescott
  • Scottsdale
  • Sedona
  • Sun City
  • Surprise
  • Tempe
  • Tucson
  • Yuma
  • and surrounding Arizona towns and communities!

Serving all of Texas!

  • Arlington
  • Armarillo
  • Austin
  • Brownsville
  • College Station
  • Corpus Christi
  • Dallas
  • El Paso
  • Fort Worth
  • Fredericksburg
  • Frisco
  • Garland
  • Grand Prairie
  • Houston
  • Irving
  • Laredo
  • Longview
  • Lubbock
  • McAllen
  • McKinney
  • Odessa
  • Pasadena
  • Plano
  • San Antonio
  • Waco
  • Wichita Falls
  • and surrounding Texas towns and communities!


Our Affiliations ...

Independent Insurance Agents