Business Insurance

Looking for business insurance?  We have access to some of the best insurance companies offering coverage to meet your business needs and budget. We work for you and are always ready to answer your call!

Business Insurance

Business Insurance

General Liability Insurance

General Liability Insurance

Worker's Comp

Worker's Comp

Commercial Auto Commercial Auto

Errors and Omissions / Professional Liability

Errors and Omissions  Professional Liability Insurance

                              

Medical Insurance

Looking for affordable health insurance?  Would you like to access multiple health insurance quotes at one time? We work for you, not the insurance companies and are able to source healthcare plans offering you the best coverage at the most affordable rates.

Group Health Insurance

Group Health Insurance

Individual Insurance

Individual Insurance

Life Insurance

Life Insurance

Disability Insurance

Disability Insurance

Dental Insurance

Dental Insurance

Medicare Supplement

Medicare Supplement

                              

                              

We specialize in serving Arizona and Texas Charter Schools!

Pacific Reserve Inc has partnered with the Arizona Charter School Association as a premier vendor listed on their AZ Charter MarketPlace.    More info about Charter School Insurance here ...

                              

Technology Liability Insurance 

We can assist technology professionals of all sizes, obtain proper coverage for their needs in an ever-changing environment of unusual risks and consumer protection needs. More info about Technology Liability Insurance here ...

                              

Serving Adult and Childrens Daycare Centers! 

Our child care and adult care insurance packages are written by A++ rated carriers and offer excellent coverage. More info about Adult and Childrens Daycare Centers Insurance here ...

                              

The DOL Storm is coming: Are Employers Ready?

Have you heard that the DOL expressed its goal to audit all employee benefit plans by the end of 2015? Are you as an employer prepared for a DOL audit?  Are you aware of what an audit involves and the fines for non-compliance?

A health and welfare Plan audit is a review of documents and other Plan materials to ensure Plan Sponsors comply with federal law. This includes having and distributing the correct documents and administering those documents consistent with federal laws and regulations. ADOL Plan auditor reviews many things, each aimed at compliance or a host of fines for non-compliance.

More info about health and welfare Plan audit here ...

Our Senior Business Insurance Licensed Brokers

Hours: Mon–Fri  8am-4pm

Cheryl Hawker - Licensed Business Insurance Broker

Cheryl Hawker

31 years experience!

Kristen Vassar - Licensed Business Insurance Broker

Kristen Vassar

24 years experience!

Ann Bruce - Licensed Business Insurance Broker

Ann Bruce

21 years experience!

We work for YOU, not the insurance company! We strive to provide you with exceptional broker service.  We are experts at sourcing cost saving solutions for our clients.

We Reduce Your Premiums!

We can save you money on your business insurance. Click the button above for our client testimonials about how they saved $$ with Pacific Reserve!

Serving all of Arizona!

  • Bullhead City
  • Carefree
  • Flagstaff
  • Glendale
  • Globe
  • Goodyear
  • Jerome
  • Kingman
  • Mesa
  • Payson
  • Peoria
  • Phoenix
  • Prescott
  • Scottsdale
  • Sedona
  • Sun City
  • Surprise
  • Tempe
  • Tucson
  • Yuma
  • and surrounding Arizona towns and communities!

Serving all of Texas!

  • Arlington
  • Armarillo
  • Austin
  • Brownsville
  • College Station
  • Corpus Christi
  • Dallas
  • El Paso
  • Fort Worth
  • Fredericksburg
  • Frisco
  • Garland
  • Grand Prairie
  • Houston
  • Irving
  • Laredo
  • Longview
  • Lubbock
  • McAllen
  • McKinney
  • Odessa
  • Pasadena
  • Plano
  • San Antonio
  • Waco
  • Wichita Falls
  • and surrounding Texas towns and communities!

  

Our Affiliations ...

Independent Insurance Agents